What We Do

Group Short- and Long-Term Disability

Group Short-Term Disability

Group short-term disability insurance typically covers a portion of an employee’s income for a specified period, such as 3 to 6 months, after a brief waiting period. This can help employees manage their expenses while they are unable to work due to short-term medical conditions or recovery from childbirth.

Long-Term Disability

Long-term disability insurance, offered as a group benefit, provides coverage for a longer duration, often until retirement age, for employees who are unable to work due to a severe and prolonged disability. This valuable coverage ensures that employees continue to receive a portion of their income, helping them maintain their financial stability in the face of long-term medical challenges.

Advantages of Short-Term and Long Term Disability Insurance

Group short-term and long-term disability insurance policies are important benefits that employers can offer to their employees. These policies provide financial protection to employees who are unable to work due to illness or injury, offering a sense of security during difficult times.

These group insurance policies are important because they provide employees with a safety net, offering peace of mind and financial stability during times of need. By helping employees protect their income and financial well-being, these insurance policies can also contribute to employee retention and morale within the organization.

For employers, offering group short-term and long-term disability insurance demonstrates a commitment to supporting their employees’ well-being and financial security. It can also help attract and retain top talent, as these benefits are highly valued by workers seeking comprehensive and competitive employment packages.

Contact Hoffman Benefit Services